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New & Used Equipment Loans

New & Used Equipment Loans

Citizens Capital has spent the last 50 years financing equipment across hundreds of different industries. With a variety of credit and revenue based lending options, we get qualified applicants access to the best rates and programs. In addition, our equipment loan programs offer a variety of payment options with long terms and flexible payment options

If you have been in business for at least three years with a minimum credit score of 680 we can get you access to the best equipment loan programs in the industry and save you money. 

Low Financing Rates
Buy New or Used Equipment
Buy Your Equipment Anywhere
Terms as Long as 7+ Years
Credit & Revenue Based Financing

What Sets Us Apart

  • Rates as low as 4.5%*

  • No financials up to $500,000

  • Up to 7 year terms or longer*

  • We fund new & used equipment plus soft costs

  • eSign documents for same day funding

  • Variety of flexible repayment options

  • Exceptional, personalized customer service

Equipment Loan Advantages

  • Purchase your new or used equipment anywhere in the United States

  • Save money versus renting

  • Increase tax deductions using section 179*

  • Conserve your cash on hand

  • Upgrade outdated equipment more frequently

  • Improve Your balance sheet & hedge against inflation

Flexible Payment Options

We offer a variety of flexible payment options including 90 day deferred, $99 per month for the first six months, seasonal, annual and bi-annual payments.

What Can You Finance?

As long as it doesn't float or fly and you use the equipment for your business we can finance it!

Don't Get Stuck with Your Vendor's Big Bank

Don't get into a bad deal with a big corporate bank. Buy anywhere and finance with us. You'll get personalized service with financing that fits.

New & Used Equipment Loans

Meet Robert Lee

I've spent over 20 years helping business owners just like you finance equipment to grow your business.


I take a personalized approach to identify the best financing program for your individual needs.

Let's Get You Financed!

Contact me today and let's get the conversation started.

Robert Lee

Equipment Loan Specialist

Need immediate help? Call me at (800) 898-8860

from 8am to 6pm PST!

We respect your privacy. Your information is secure and never shared with 3rd parties.

* Information should not be construed as tax advice. Please contact your accountant for specific Section 179 tax benefits. 4.5% rates for qualified buyers. 7 plus year financing available on select equipment. All equipment loan credit decisions subject to Citizens Capital approval.

50          900         102         14277                     

Years of Experience
Million Funded
Equipment Types Financed
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